BFUSD is a special asset issued by Binance. It is designed to be used both as collateral for Futures trading and as a yield-generating asset that earns daily rewards.
A key point is:
✅ You can still receive daily rewards even when you hold BFUSD in Spot or Wealth Management (Earn).
You don’t need to lock it or stake separately — qualifying balances are counted automatically.
👉 Create a Binance account here:
https://www.binance.com/join?ref=G2WYB0ZB
🔍 Is BFUSD a stablecoin?
Not exactly.
❌ BFUSD is NOT a stablecoin like USDT or USDC
✅ It is a reward / yield asset within the Binance ecosystem
✅ It can be redeemed 1:1 for USDT directly on Binance
So it behaves like a flexible yield-bearing asset that still keeps liquidity.
📈 Where does BFUSD earn rewards?
🟢 1. Holding BFUSD in Spot / Wealth Management (Earn)
When you hold BFUSD in your Spot or Wealth/Earn account:
✔ You receive daily rewards automatically
✔ No locking period
✔ No extra subscription required
As long as your BFUSD balance qualifies, the reward is calculated and credited the next day.
🔥 2. Using BFUSD as Futures / Margin collateral
If you use BFUSD as margin collateral, you can:
✔ Still earn the Base APR
✔ Potentially receive Boosted APR depending on activity and program terms
Meaning you can both trade AND earn at the same time.
📊 How is BFUSD APR & Reward calculated?
APR changes daily based on Binance strategies and market conditions such as:
Total BFUSD balances held by users
Hedging / staking yield strategies
Reserve fund buffers
Futures market funding environment
🔐 Important rules
APR can be 0% but will not be negative
Rewards are calculated on your “Qualifying Balance”
👉 That means the lowest BFUSD balance you held during that dayRewards are usually paid in a stable-valued currency
📅 Rewards are calculated today → paid the next day
💰 What can BFUSD be used for?
1️⃣ Earn daily rewards
Holding BFUSD in Spot, Wealth or as collateral may qualify for rewards.
2️⃣ Use as Futures collateral
BFUSD can be used as margin.
3️⃣ Redeem 1:1
You can:
➡️ Buy BFUSD with USDT
➡️ Redeem BFUSD back to USDT at 1:1
🧮 Example (simple illustration)
If you hold 1,000 BFUSD and the APR is 10%:
Daily reward ≈1,000 × 10% / 365 = 0.27
This is only an example — actual APR varies daily.
⚠️ Risks & Notes
APR is variable — not guaranteed
Rewards are not promised profit
BFUSD is not a legal-tender stablecoin
Program terms may change over time
🟢 Who is BFUSD suitable for?
Good fit for:
✔ Futures traders
✔ Users who want yield from collateral
✔ People who want easy redemption & liquidity
Not ideal if you:
⛔ Want a purely fixed-rate stablecoin
⛔ Require guaranteed interest
✅ Summary
BFUSD is a flexible reward-earning asset on Binance that allows you to:
✔ Earn daily rewards
✔ Use it as Futures collateral
✔ Redeem 1:1 for USDT
And importantly —
💡 Holding BFUSD in Spot / Wealth Management still qualifies for rewards.
👉 Open a Binance account here: